On Coffee, Habit and Paper Cups

You know what's weird?  Day-by-day, nothing seems to change.  But pretty soon...everything is different. -Bill Watterson It seems every Financial Independence and Early Retirement blogger has to have an article discussing the effect of small, regular purchases such as coffee from a café or restaurant. Here's mine. There's an important piece of the puzzle that seems …

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Millennials’ Biggest Obstacle is Millennials Themselves

We suffer more often in imagination than in reality. -Seneca So often these days we hear from young people - Millennials - about how much harder they have it than did the previous generations.  Houses are more expensive, wages are stagnant and student debt is soaring.  I am definitely guilty of subscribing to this train of thought at …

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