Since working out my budget and reviewing my expenses a little more carefully and writing about it here, I’ve had some more insights and thoughts on this whole business of creating and sticking to a sound budget.
For one thing, I’ve realized there’s a real danger to budgeting if it’s not done properly.
“What is this danger?” you ask, “Tell me, for I would love for an excuse not to build a budget”.
Well not so fast. The only real danger in building a budget is in building it improperly, dusting off your hands and walking away feeling accomplished. Since posting the other day about my monthly average costs and budget plan, etc. I realized that although I reviewed a few months’ expenses and found where my automatic costs were, I neglected to review the entire year and forgot about some things that are billed annually.