Health Management is Wealth Management

This post contains affiliate links. I choose not to use ads on my website, but I will sometimes link to products I actually use or am interested in. If you also buy them, I will make a small commission.

Health care is a huge expense for many people around the world. Often, it stands in direct opposition of our aspirations for a free and fulfilling life. We would need to experience a GDP growth of 4.3% to offset the decline in happiness from a decrease in life expectancy of just one year. So it’s worth asking the question: if health is wealth, is health management wealth management?

Continue reading “Health Management is Wealth Management”

4 Must Haves: Personal Finance Apps (Guest Post)

There’s a first time for almost everything.  And that even includes guests posts on this blog!  Recently Money Done Right reached out and pitched a few ideas for a guest post to Freedom 33.  Because we all know how much I believe in the power of tracking (I decided I need to gain a better water-drinking habit and started tracking daily intake, which led to me drinking an average of almost 4.5L over the last week!), we eventually settled on the topic of personal finance apps.

Not only do I understand the power of tracking our progress – I’ve gotten a handle on my diet, finances, water consumption, driving habits and once upon a time quit smoking this way – but I am always on the lookout for ways to improve the process.  I have used Mint for a long time to track my finances, but ultimately still turn to my own spreadsheet as it serves me exactly how I want to be served, and I still haven’t managed to fully bend Mint to my will.  

Nevertheless, I am excited to hear about other options that may save me some time and allow me to finally move away from my clunky (but effective) Google Sheets spreadsheet method of tracking my finances.

It can be confusing and overwhelming to start monitoring your money more closely, but there are more tools than ever to help you understand and manage your finances. You can find effective mobile apps to cover a variety of elements of personal finance.

This article will identify four of the most powerful personal finance apps currently available. These are great places to start for anyone new to budgeting. Mobile apps make personal finance more convenient and help you stick to your financial goals.

Continue reading “4 Must Haves: Personal Finance Apps (Guest Post)”

What You Say You Are and the Food of Thought

What you’re thinking about, you’re becoming.

-Mohammed Ali

Your perception is your reality. We move through the world with a story about ourselves in our heads that we call our identity. We tell ourselves that we’re ‘rich’ or that we’re ‘poor’, and the words we choose to use to describe our reality become real in some way or another, regardless of our account balances. We add to this identity and subtract from it over time, usually in response to some crisis beyond our control life has thrown at us, and call that growth. People ‘find’ and ‘lose’ God, for example. It happens all the time.

We hold stories about others as well, both collectively and as individuals. The way we see the world and our place within it is our reality, regardless of how much of the world we have actually seen, experienced or studied.

Actual reality may or may not be objective and absolute, but our perception of it can change – wilfully or not – and therefore so can our reality, which matters greatly to our sense of contentment, satisfaction and happiness. 

This is a powerful tool, and should be wielded accordingly. This simple little truth can be demonstrated and understood in various ways, and has the power to transform you.  That includes your finances, your lifestyle and the impact you have.

Continue reading “What You Say You Are and the Food of Thought”

How to Change Your Mind: Right Thought

This post contains affiliate links. I choose not to use ads on my website, but I will sometimes link to products I actually use or am interested in. If you also buy them, I will make a small commission.

The brief literary essay As a Man Thinketh (USA/Can) by James Allen in 1902 – about a 30-minute read on the power of right thought on our minds and our lives – opens with this encapsulating poem:


Mind is the Master power that molds
and makes;
And Man is Mind, and evermore he
takes
The tool of Thought, and, shaping
what he wills,
Brings forth a thousand joys, a
thousand ills:-
He thinks in secret, and it comes to
pass:
Environment is but his looking-glass.

Continue reading “How to Change Your Mind: Right Thought”